Fund Universe

RETIREMENT INCOME SOLUTIONS, INC

CIK 0001730386 · holdings for 2026Q2 (change vs 2026Q1) · in signal universe
Quality Q
0.825
AUM ($M)
581
Positions
172
Turnover
0.01
Top-10 wt
67%
Herfindahl
0.086
History (qtrs)
6
Excess Return

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Quarter
Activity this period
Security type

Holdings · 173 positions · portfolio value $581M

TickerNameActivitySecurity Type WeightΔ Weight Value ($M)SharesΔ Shares Qtrs HeldExcess Return
SPYM funds › SPDR SERIES TRUST TRIM 24.4% +0.1% 141.6 1,849,918 -9,564 5
SPY funds › STATE STR SPDR S&P 500 ETF T TRIM 7.8% +0.0% 45.3 69,678 -102 5
SPMD funds › SPDR SERIES TRUST TRIM 7.3% +0.0% 42.3 714,469 -2,719 5
JPST funds › J P MORGAN EXCHANGE TRADED F TRIM 6.3% +0.0% 36.4 718,740 -719 5
IVV funds › ISHARES TR TRIM 6.2% +0.0% 35.8 54,870 -200 5
MINT funds › PIMCO ETF TR TRIM 6.0% +0.0% 34.9 346,949 -457 5
IWF funds › ISHARES TR ADD 3.1% +0.0% 18.0 42,222 +233 5
IJH funds › ISHARES TR TRIM 2.7% -0.0% 15.6 230,999 -3,435 5
GLDM funds › WORLD GOLD TR HOLD 2.1% +0.0% 12.0 129,822 +0 5
SPYX funds › SPDR SERIES TRUST TRIM 1.5% -0.0% 8.7 164,718 -4,732 5
ESGU funds › ISHARES TR HOLD 1.3% +0.0% 7.7 54,534 +0 5
QQQ funds › INVESCO QQQ TR HOLD 1.3% +0.0% 7.7 13,302 +0 5
RSP funds › INVESCO EXCHANGE TRADED FD T HOLD 1.2% +0.0% 7.1 36,798 +0 5
JMUB funds › J P MORGAN EXCHANGE TRADED F TRIM 1.2% -0.0% 7.0 139,531 -1,955 5
IWD funds › ISHARES TR HOLD 1.2% +0.0% 6.9 32,403 +0 5
MDY funds › STATE STR SPDR S&P MIDCAP 40 TRIM 1.1% -0.0% 6.3 10,145 -83 5
IWB funds › ISHARES TR HOLD 1.1% +0.0% 6.2 17,255 +0 5
FESM funds › FIDELITY COVINGTON TRUST HOLD 1.0% +0.0% 5.7 150,039 +0 5
ACWI funds › ISHARES TR HOLD 1.0% +0.0% 5.6 40,588 +0 5
AAPL funds › APPLE INC HOLD 0.9% +0.0% 5.1 20,218 +0 5
AVDE funds › AMERICAN CENTY ETF TR TRIM 0.8% -0.0% 4.8 56,639 -1,110 5
DFAE funds › DIMENSIONAL ETF TRUST HOLD 0.8% +0.0% 4.4 130,010 +0 4
VO funds › VANGUARD INDEX FDS HOLD 0.7% +0.0% 4.0 13,985 +0 5
SPYG funds › SPDR SERIES TRUST TRIM 0.6% -0.0% 3.3 33,419 -384 5
EFA funds › ISHARES TR HOLD 0.6% +0.0% 3.2 33,414 +0 5
BRKB funds › BERKSHIRE HATHAWAY INC DEL HOLD 0.5% +0.0% 3.1 6,492 +0 5
XLK funds › SELECT SECTOR SPDR TR HOLD 0.5% +0.0% 3.1 23,178 +0 5
IVW funds › ISHARES TR HOLD 0.5% +0.0% 3.0 26,284 +0 5
VOO funds › VANGUARD INDEX FDS HOLD 0.5% +0.0% 2.8 4,652 +0 5
GOOGL funds › ALPHABET INC HOLD 0.4% +0.0% 2.5 8,584 +0 5
VUG funds › VANGUARD INDEX FDS HOLD 0.4% +0.0% 2.4 5,521 +0 5
SPYV funds › SPDR SERIES TRUST ADD 0.4% +0.0% 2.4 42,343 +309 5
MSFT funds › MICROSOFT CORP HOLD 0.4% +0.0% 2.3 6,336 +0 5
IWR funds › ISHARES TR HOLD 0.4% +0.0% 2.3 23,684 +0 5
VTI funds › VANGUARD INDEX FDS HOLD 0.4% +0.0% 2.3 7,032 +0 5
IVE funds › ISHARES TR HOLD 0.4% +0.0% 2.1 9,879 +0 5
GOOG funds › ALPHABET INC HOLD 0.3% +0.0% 2.0 6,828 +0 5
POCT funds › INNOVATOR ETFS TRUST HOLD 0.3% +0.0% 1.9 45,195 +0 5
SCHG funds › SCHWAB STRATEGIC TR HOLD 0.3% +0.0% 1.8 62,838 +0 5
AMZN funds › AMAZON COM INC TRIM 0.3% -0.3% 1.8 8,469 -8,000 5
LLY funds › ELI LILLY & CO HOLD 0.3% +0.0% 1.7 1,884 +0 5
NVDA funds › NVIDIA CORPORATION HOLD 0.3% +0.0% 1.7 9,871 +0 5
SMH funds › VANECK ETF TRUST HOLD 0.3% +0.0% 1.6 4,181 +0 5
GLD funds › SPDR GOLD TR HOLD 0.3% +0.0% 1.6 3,698 +0 5
VEU funds › VANGUARD INTL EQUITY INDEX F HOLD 0.3% +0.0% 1.6 20,926 +0 5
PNOV funds › INNOVATOR ETFS TRUST TRIM 0.3% -0.0% 1.6 38,000 -1,639 5
XLE funds › SELECT SECTOR SPDR TR HOLD 0.3% +0.0% 1.5 25,251 +0 5
JBND funds › J P MORGAN EXCHANGE TRADED F HOLD 0.3% +0.0% 1.5 28,371 +0 3
EEM funds › ISHARES TR HOLD 0.2% +0.0% 1.3 22,207 +0 5
JPM funds › JPMORGAN CHASE & CO HOLD 0.2% +0.0% 1.2 4,083 +0 5
PDEC funds › INNOVATOR ETFS TRUST TRIM 0.2% -0.0% 1.2 28,059 -1,649 5
VTV funds › VANGUARD INDEX FDS HOLD 0.2% +0.0% 1.1 5,730 +0 5
PHO funds › INVESCO EXCHANGE TRADED FD T HOLD 0.2% +0.0% 1.1 16,193 +0 5
XME funds › SPDR SERIES TRUST HOLD 0.2% +0.0% 1.0 9,363 +0 5
CWI funds › SPDR INDEX SHS FDS TRIM 0.2% -0.0% 1.0 26,562 -2,561 5
EFIV funds › SPDR SERIES TRUST HOLD 0.2% +0.0% 1.0 15,138 +0 5
BKLC funds › BNY MELLON ETF TRUST HOLD 0.2% +0.0% 0.9 7,460 +0 5
LRCX funds › LAM RESEARCH CORP HOLD 0.2% +0.0% 0.9 4,175 +0 5
PJAN funds › INNOVATOR ETFS TRUST HOLD 0.2% +0.0% 0.9 19,175 +0 5
VONE funds › VANGUARD SCOTTSDALE FDS HOLD 0.1% +0.0% 0.8 2,870 +0 5
KO funds › COCA COLA CO HOLD 0.1% +0.0% 0.8 10,661 +0 5
JNJ funds › JOHNSON & JOHNSON TRIM 0.1% -0.0% 0.8 3,073 -212 5
MRK funds › MERCK & CO INC ADD 0.1% +0.0% 0.7 6,163 +243 5
SCHX funds › SCHWAB STRATEGIC TR HOLD 0.1% +0.0% 0.7 28,455 +0 5
URTH funds › ISHARES INC HOLD 0.1% +0.0% 0.7 3,985 +0 5
DBEF funds › DBX ETF TR HOLD 0.1% +0.0% 0.7 14,349 +0 5
ECL funds › ECOLAB INC HOLD 0.1% +0.0% 0.7 2,472 +0 5
PG funds › PROCTER & GAMBLE CO TRIM 0.1% -0.0% 0.7 4,519 -410 5
BJUN funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.7 14,103 +0 5
MGK funds › VANGUARD WORLD FD HOLD 0.1% +0.0% 0.6 1,723 +0 5
IAU funds › ISHARES GOLD TR HOLD 0.1% +0.0% 0.6 7,179 +0 4
VBIL funds › VANGUARD INSTL INDEX FD HOLD 0.1% +0.0% 0.6 8,344 +0 5
SPAB funds › SPDR SERIES TRUST HOLD 0.1% +0.0% 0.6 24,467 +0 5
CUSIP:30231G102 funds › EXXON MOBIL CORP ADD 0.1% +0.0% 0.6 3,660 +696 5
QQQM funds › INVESCO EXCH TRADED FD TR II HOLD 0.1% +0.0% 0.6 2,612 +0 3
IUSG funds › ISHARES TR HOLD 0.1% +0.0% 0.6 4,000 +0 5
IBM funds › INTERNATIONAL BUSINESS MACHS HOLD 0.1% +0.0% 0.6 2,524 +0 5
IWP funds › ISHARES TR HOLD 0.1% +0.0% 0.6 4,725 +0 5
VOT funds › VANGUARD INDEX FDS HOLD 0.1% +0.0% 0.6 2,343 +0 5
IEI funds › ISHARES TR HOLD 0.1% +0.0% 0.6 5,071 +0 5
EAGG funds › ISHARES TR HOLD 0.1% +0.0% 0.6 11,934 +0 5
EDIV funds › SPDR INDEX SHS FDS HOLD 0.1% +0.0% 0.6 14,169 +0 5
SHY funds › ISHARES TR HOLD 0.1% +0.0% 0.6 6,752 +0 5
PJUL funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.6 12,013 +0 5
SPEM funds › SPDR INDEX SHS FDS HOLD 0.1% +0.0% 0.5 11,639 +0 5
VEA funds › VANGUARD TAX-MANAGED FDS HOLD 0.1% +0.0% 0.5 8,436 +0 5
PAPR funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.5 13,545 +0 5
DSI funds › ISHARES TR HOLD 0.1% +0.0% 0.5 4,392 +0 5
AVGO funds › BROADCOM INC HOLD 0.1% +0.0% 0.5 1,713 +0 5
EFAX funds › SPDR INDEX SHS FDS HOLD 0.1% +0.0% 0.5 10,525 +0 5
VLY funds › VALLEY NATL BANCORP HOLD 0.1% +0.0% 0.5 42,438 +0 4
VYM funds › VANGUARD WHITEHALL FDS HOLD 0.1% +0.0% 0.5 3,518 +0 5
EMXC funds › ISHARES INC HOLD 0.1% +0.0% 0.5 6,600 +0 5
ETN funds › EATON CORP PLC HOLD 0.1% +0.0% 0.5 1,430 +0 5
IWS funds › ISHARES TR HOLD 0.1% +0.0% 0.5 3,478 +0 5
ZAUG funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.5 18,821 +0 4
XLF funds › SELECT SECTOR SPDR TR HOLD 0.1% +0.0% 0.5 10,062 +0 5
FBND funds › FIDELITY MERRIMACK STR TR HOLD 0.1% +0.0% 0.5 10,723 +0 2
LNT funds › ALLIANT ENERGY CORP HOLD 0.1% +0.0% 0.5 6,502 +0 5
MCD funds › MCDONALDS CORP ADD 0.1% +0.0% 0.5 1,500 +450 5
PLTR funds › PALANTIR TECHNOLOGIES INC HOLD 0.1% +0.0% 0.5 3,180 +0 5
DFAX funds › DIMENSIONAL ETF TRUST HOLD 0.1% +0.0% 0.5 13,691 +0 5
GDX funds › VANECK ETF TRUST HOLD 0.1% +0.0% 0.4 4,735 +0 4
AMGN funds › AMGEN INC TRIM 0.1% -0.0% 0.4 1,229 -239 5
MGV funds › VANGUARD WORLD FD HOLD 0.1% +0.0% 0.4 2,865 +0 5
PAUG funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.4 9,432 +0 5
PSEP funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.4 9,154 +0 5
COST funds › COSTCO WHOLESALE CORPORATION HOLD 0.1% +0.0% 0.4 388 +0 5
BND funds › VANGUARD BD INDEX FDS HOLD 0.1% +0.0% 0.4 5,094 +0 2
DFAC funds › DIMENSIONAL ETF TRUST HOLD 0.1% +0.0% 0.4 9,410 +0 5
DTE funds › DTE ENERGY CO HOLD 0.1% +0.0% 0.4 2,472 +0 5
BJAN funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.4 6,757 +0 5
SO funds › SOUTHERN CO HOLD 0.1% +0.0% 0.4 3,673 +0 5
ESGE funds › ISHARES INC HOLD 0.1% +0.0% 0.3 7,628 +0 5
IRM funds › IRON MTN INC DEL HOLD 0.1% +0.0% 0.3 3,350 +0 5
V funds › VISA INC HOLD 0.1% +0.0% 0.3 1,132 +0 5
IWM funds › ISHARES TR HOLD 0.1% +0.0% 0.3 1,374 +0 5
EQAL funds › INVESCO EXCH TRADED FD TR II HOLD 0.1% +0.0% 0.3 6,172 +0 5
NEE funds › NEXTERA ENERGY INC HOLD 0.1% +0.0% 0.3 3,649 +0 2
IWN funds › ISHARES TR HOLD 0.1% +0.0% 0.3 1,758 +0 5
WMT funds › WALMART INC ADD 0.1% +0.0% 0.3 2,680 +450 5
CUSIP:12520L109 funds › CF BANKSHARES INC HOLD 0.1% +0.0% 0.3 11,843 +0 5
VXF funds › VANGUARD INDEX FDS HOLD 0.1% +0.0% 0.3 1,606 +0 5
LMBS funds › FIRST TR EXCHANGE-TRADED FD HOLD 0.1% +0.0% 0.3 6,632 +0 5
SPTS funds › SPDR SERIES TRUST HOLD 0.1% +0.0% 0.3 11,180 +0 5
PMAY funds › INNOVATOR ETFS TRUST HOLD 0.1% +0.0% 0.3 7,838 +0 5
VIG funds › VANGUARD SPECIALIZED FUNDS HOLD 0.1% +0.0% 0.3 1,446 +0 5
ORCL funds › ORACLE CORP TRIM 0.1% -0.1% 0.3 2,101 -2,250 5
CINF funds › CINCINNATI FINL CORP HOLD 0.1% +0.0% 0.3 1,950 +0 5
HD funds › HOME DEPOT INC HOLD 0.1% +0.0% 0.3 897 +0 5
ABBV funds › ABBVIE INC HOLD 0.0% +0.0% 0.3 1,334 +0 5
CUSIP:45782C581 funds › INNOVATOR ETFS TRUST HOLD 0.0% +0.0% 0.3 6,459 +0 5
TSLA funds › TESLA INC HOLD 0.0% +0.0% 0.3 747 +0 5
IEF funds › ISHARES TR HOLD 0.0% +0.0% 0.3 2,909 +0 5
RTX funds › RTX CORPORATION HOLD 0.0% +0.0% 0.3 1,426 +0 5
SCHA funds › SCHWAB STRATEGIC TR HOLD 0.0% +0.0% 0.3 9,380 +0 5
BBIO funds › BRIDGEBIO PHARMA INC HOLD 0.0% +0.0% 0.3 3,599 +0 5
BJUL funds › INNOVATOR ETFS TRUST HOLD 0.0% +0.0% 0.3 5,368 +0 5
CRM funds › SALESFORCE INC HOLD 0.0% +0.0% 0.3 1,423 +0 5
PM funds › PHILIP MORRIS INTL INC HOLD 0.0% +0.0% 0.3 1,597 +0 5
XTN funds › SPDR SERIES TRUST HOLD 0.0% +0.0% 0.3 2,777 +0 5
FBTC funds › FIDELITY WISE ORIGIN BITCOIN HOLD 0.0% +0.0% 0.3 4,296 +0 5
MMM funds › 3M CO HOLD 0.0% +0.0% 0.3 1,744 +0 5
BAR funds › GRANITESHARES GOLD TR HOLD 0.0% +0.0% 0.3 5,446 +0 2
SUSC funds › ISHARES TR HOLD 0.0% +0.0% 0.3 10,842 +0 5
VV funds › VANGUARD INDEX FDS HOLD 0.0% +0.0% 0.3 839 +0 5
SLV funds › ISHARES SILVER TR HOLD 0.0% +0.0% 0.2 3,615 +0 2
SUSB funds › ISHARES TR HOLD 0.0% +0.0% 0.2 9,787 +0 4
SCHD funds › SCHWAB STRATEGIC TR HOLD 0.0% +0.0% 0.2 7,992 +0 2
XSW funds › SPDR SERIES TRUST HOLD 0.0% +0.0% 0.2 1,704 +0 5
VOE funds › VANGUARD INDEX FDS HOLD 0.0% +0.0% 0.2 1,313 +0 2
IEMG funds › ISHARES INC HOLD 0.0% +0.0% 0.2 3,466 +0 2
DE funds › DEERE & CO HOLD 0.0% +0.0% 0.2 422 +0 2
VB funds › VANGUARD INDEX FDS HOLD 0.0% +0.0% 0.2 880 +0 5
VWO funds › VANGUARD INTL EQUITY INDEX F HOLD 0.0% +0.0% 0.2 4,181 +0 5
MDYG funds › SPDR SERIES TRUST HOLD 0.0% +0.0% 0.2 2,349 +0 4
NFLX funds › NETFLIX INC. HOLD 0.0% +0.0% 0.2 2,290 +0 5
GAMR funds › AMPLIFY ETF TR HOLD 0.0% +0.0% 0.2 2,895 +0 5
PBW funds › INVESCO EXCHANGE TRADED FD T HOLD 0.0% +0.0% 0.2 6,837 +0 4
FELC funds › FIDELITY COVINGTON TRUST HOLD 0.0% +0.0% 0.2 5,926 +0 5
SUSA funds › ISHARES TR HOLD 0.0% +0.0% 0.2 1,606 +0 5
AXP funds › AMERICAN EXPRESS CO HOLD 0.0% +0.0% 0.2 695 +0 5
JEPI funds › J P MORGAN EXCHANGE TRADED F HOLD 0.0% +0.0% 0.2 3,705 +0 4
CL funds › COLGATE PALMOLIVE CO HOLD 0.0% +0.0% 0.2 2,415 +0 2
SPDW funds › SPDR INDEX SHS FDS HOLD 0.0% +0.0% 0.2 4,460 +0 2
BA funds › BOEING CO HOLD 0.0% +0.0% 0.2 1,021 +0 5
PNC funds › PNC FINL SVCS GROUP INC HOLD 0.0% +0.0% 0.2 975 +0 5
META funds › META PLATFORMS INC HOLD 0.0% +0.0% 0.2 353 +0 2
TT funds › TRANE TECHNOLOGIES PLC HOLD 0.0% +0.0% 0.2 482 +0 2
IBB funds › ISHARES TR HOLD 0.0% +0.0% 0.2 1,186 +0 3
SLI funds › STANDARD LITHIUM CORP HOLD 0.0% +0.0% 0.2 53,300 +0 5
BTG funds › B2GOLD CORP HOLD 0.0% +0.0% 0.1 17,482 +0 5
DIS funds › DISNEY WALT CO EXIT 0.0% -0.1% 0.0 0 -3,719 0

Point-in-time history

Each row is this fund as of that period, not as of today — what the scoring for that quarter actually saw.
PeriodAUM ($M)Positions TurnoverTop-10 wtHerfindahl Quality Q Skill Universe
2026Q2 581 172 0.01 67% 0.086 0.824 in
2026Q1 585 173 0.03 67% 0.086 0.796 in
2025Q4 590 170 0.06 67% 0.087 0.723 in
2025Q3 585 165 0.02 69% 0.081 0.788 in
2025Q2 545 158 0.29 69% 0.080 0.309 entered
2025Q1 478 146 0.00 71% 0.106 0.000 out
Long US-equity 13F disclosures only · up to 45-day reporting lag · sells = reduce/avoid, not short. JSON: /api/signals · /api/funds · /api/status