☆Better Money Decisions, LLC
Quality Q
0.558
AUM ($M)
165
Positions
74
Turnover
0.03
Top-10 wt
61%
Herfindahl
0.049
History (qtrs)
2
Excess Return
not eligible
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Holdings · 75 positions · portfolio value $165M
| Ticker | Name | Activity | Security Type | Weight | Δ Weight | Value ($M) | Shares | Δ Shares | Qtrs Held | Excess Return |
|---|---|---|---|---|---|---|---|---|---|---|
| ☆IEFA funds › | ISHARES TR | ADD | — | 10.2% | +0.3% | 16.7 | 200,431 | +4,774 | 1 | — |
| ☆IGSB funds › | ISHARES TR | ADD | — | 9.7% | -0.3% | 15.9 | 301,082 | +15,115 | 1 | — |
| ☆SPTS funds › | SPDR SERIES TRUST | ADD | — | 9.0% | -0.4% | 14.8 | 504,368 | +24,181 | 1 | — |
| ☆SPEM funds › | SPDR INDEX SHS FDS | ADD | — | 6.8% | +0.2% | 11.3 | 263,223 | +10,852 | 1 | — |
| ☆DFAT funds › | DIMENSIONAL ETF TRUST | ADD | — | 6.1% | +0.0% | 10.1 | 187,289 | +9,430 | 1 | — |
| ☆IJH funds › | ISHARES TR | ADD | — | 5.3% | +0.0% | 8.7 | 140,957 | +5,295 | 1 | — |
| ☆VOO funds › | VANGUARD INDEX FDS | TRIM | — | 4.2% | -0.3% | 7.0 | 12,299 | -883 | 1 | — |
| ☆FLRN funds › | SPDR SERIES TRUST | ADD | — | 3.9% | -0.0% | 6.4 | 207,496 | +16,185 | 1 | — |
| ☆SPAB funds › | SPDR SERIES TRUST | ADD | — | 2.9% | +0.0% | 4.8 | 189,378 | +17,490 | 1 | — |
| ☆VB funds › | VANGUARD INDEX FDS | ADD | — | 2.8% | -0.1% | 4.6 | 19,257 | +142 | 1 | — |
| ☆NUDM funds › | NUSHARES ETF TR | ADD | — | 2.7% | +0.1% | 4.5 | 126,504 | +2,585 | 1 | — |
| ☆XVV funds › | ISHARES TR | ADD | — | 2.6% | +0.1% | 4.2 | 88,618 | +1,841 | 1 | — |
| ☆AAPL funds › | APPLE INC | ADD | — | 2.5% | -0.5% | 4.1 | 20,034 | +35 | 1 | — |
| ☆VCIT funds › | VANGUARD SCOTTSDALE FDS | TRIM | — | 2.5% | -0.3% | 4.1 | 49,446 | -1,788 | 1 | — |
| ☆USRT funds › | ISHARES TR | ADD | — | 1.5% | -0.1% | 2.4 | 43,255 | +1,745 | 1 | — |
| ☆EAGG funds › | ISHARES TR | ADD | — | 1.3% | -0.1% | 2.1 | 44,950 | +1,733 | 1 | — |
| ☆HYG funds › | ISHARES TR | ADD | — | 1.2% | +0.0% | 2.0 | 24,199 | +2,378 | 1 | — |
| ☆SPYV funds › | SPDR SERIES TRUST | ADD | — | 1.2% | -0.0% | 1.9 | 36,647 | +1,062 | 1 | — |
| ☆MSFT funds › | MICROSOFT CORP | ADD | — | 1.1% | +0.2% | 1.7 | 3,498 | +21 | 1 | — |
| ☆SUSB funds › | ISHARES TR | ADD | — | 1.1% | -0.1% | 1.7 | 69,075 | +1,678 | 1 | — |
| ☆NVDA funds › | NVIDIA CORPORATION | ADD | — | 1.0% | +0.2% | 1.6 | 10,032 | +70 | 1 | — |
| ☆SPDW funds › | SPDR INDEX SHS FDS | ADD | — | 0.9% | +0.0% | 1.5 | 37,000 | +716 | 1 | — |
| ☆IAGG funds › | ISHARES TR | ADD | — | 0.9% | -0.0% | 1.5 | 28,903 | +1,253 | 1 | — |
| ☆AMZN funds › | AMAZON COM INC | TRIM | — | 0.9% | +0.0% | 1.5 | 6,686 | -111 | 1 | — |
| ☆SPYG funds › | SPDR SERIES TRUST | ADD | — | 0.9% | +0.1% | 1.5 | 15,234 | +21 | 1 | — |
| ☆SPTM funds › | SPDR SERIES TRUST | ADD | — | 0.9% | +0.0% | 1.4 | 19,177 | +626 | 1 | — |
| ☆XJR funds › | ISHARES TR | ADD | — | 0.8% | -0.0% | 1.4 | 34,450 | +1,469 | 1 | — |
| ☆IYW funds › | ISHARES TR | ADD | — | 0.7% | +0.1% | 1.1 | 6,273 | +3 | 1 | — |
| ☆HYXF funds › | ISHARES TR | ADD | — | 0.7% | -0.0% | 1.1 | 22,883 | +442 | 1 | — |
| ☆IVV funds › | ISHARES TR | TRIM | — | 0.7% | +0.0% | 1.1 | 1,741 | -3 | 1 | — |
| ☆IJR funds › | ISHARES TR | TRIM | — | 0.6% | -0.0% | 1.0 | 9,278 | -120 | 1 | — |
| ☆VHT funds › | VANGUARD WORLD FD | ADD | — | 0.6% | -0.1% | 1.0 | 3,897 | +15 | 1 | — |
| ☆NUEM funds › | NUSHARES ETF TR | ADD | — | 0.6% | +0.0% | 0.9 | 27,458 | +601 | 1 | — |
| ☆XJH funds › | ISHARES TR | ADD | — | 0.5% | +0.0% | 0.9 | 21,743 | +850 | 1 | — |
| ☆NFLX funds › | NETFLIX INC | HOLD | — | 0.5% | +0.1% | 0.9 | 669 | +0 | 1 | — |
| ☆JPM funds › | JPMORGAN CHASE & CO. | ADD | — | 0.5% | +0.0% | 0.9 | 2,967 | +14 | 1 | — |
| ☆NULV funds › | NUSHARES ETF TR | ADD | — | 0.5% | -0.0% | 0.9 | 20,516 | +685 | 1 | — |
| ☆TSLA funds › | TESLA INC | NEW | — | 0.5% | +0.5% | 0.8 | 2,486 | +2,486 | 1 | — |
| ☆BGRN funds › | ISHARES TR | ADD | — | 0.5% | -0.0% | 0.8 | 16,112 | +362 | 1 | — |
| ☆GOOGL funds › | ALPHABET INC | ADD | — | 0.4% | +0.0% | 0.7 | 4,140 | +20 | 1 | — |
| ☆VIG funds › | VANGUARD SPECIALIZED FUNDS | HOLD | — | 0.4% | -0.0% | 0.7 | 3,323 | +0 | 1 | — |
| ☆TOST funds › | TOAST INC | TRIM | — | 0.4% | +0.0% | 0.7 | 15,021 | -1,382 | 1 | — |
| ☆VTI funds › | VANGUARD INDEX FDS | TRIM | — | 0.4% | -0.0% | 0.7 | 2,167 | -32 | 1 | — |
| ☆DFAC funds › | DIMENSIONAL ETF TRUST | TRIM | — | 0.4% | -0.0% | 0.7 | 18,203 | -668 | 1 | — |
| ☆VYM funds › | VANGUARD WHITEHALL FDS | TRIM | — | 0.4% | -0.0% | 0.6 | 4,329 | -172 | 1 | — |
| ☆META funds › | META PLATFORMS INC | ADD | — | 0.3% | +0.0% | 0.5 | 709 | +5 | 1 | — |
| ☆PHYL funds › | PGIM ETF TR | TRIM | — | 0.3% | -0.0% | 0.5 | 14,250 | -442 | 1 | — |
| ☆IYJ funds › | ISHARES TR | ADD | — | 0.3% | -0.0% | 0.5 | 3,518 | +7 | 1 | — |
| ☆MGV funds › | VANGUARD WORLD FD | NEW | — | 0.3% | +0.3% | 0.5 | 3,636 | +3,636 | 1 | — |
| ☆BRKB funds › | BERKSHIRE HATHAWAY INC DEL | ADD | — | 0.3% | -0.1% | 0.5 | 949 | +3 | 1 | — |
| ☆SPY funds › | SPDR S&P 500 ETF TR | ADD | — | 0.3% | +0.0% | 0.5 | 741 | +2 | 1 | — |
| ☆CUSIP:921910733 funds › | VANGUARD WORLD FD | TRIM | — | 0.3% | +0.0% | 0.5 | 4,144 | -52 | 1 | — |
| ☆ESG funds › | FLEXSHARES TR | ADD | — | 0.3% | -0.0% | 0.4 | 3,044 | +8 | 1 | — |
| ☆CVX funds › | CHEVRON CORP NEW | HOLD | — | 0.3% | -0.1% | 0.4 | 3,011 | +0 | 1 | — |
| ☆SPSB funds › | SPDR SERIES TRUST | ADD | — | 0.3% | -0.0% | 0.4 | 13,929 | +1,148 | 1 | — |
| ☆VO funds › | VANGUARD INDEX FDS | TRIM | — | 0.3% | -0.0% | 0.4 | 1,484 | -242 | 1 | — |
| ☆COST funds › | COSTCO WHSL CORP NEW | ADD | — | 0.2% | -0.0% | 0.4 | 387 | +4 | 1 | — |
| ☆DFAX funds › | DIMENSIONAL ETF TRUST | ADD | — | 0.2% | +0.0% | 0.3 | 11,295 | +141 | 1 | — |
| ☆LOW funds › | LOWES COS INC | HOLD | — | 0.2% | -0.0% | 0.3 | 1,455 | +0 | 1 | — |
| ☆VV funds › | VANGUARD INDEX FDS | HOLD | — | 0.2% | +0.0% | 0.3 | 1,107 | +0 | 1 | — |
| ☆VCSH funds › | VANGUARD SCOTTSDALE FDS | TRIM | — | 0.2% | -0.1% | 0.3 | 3,953 | -1,911 | 1 | — |
| ☆KO funds › | COCA COLA CO | HOLD | — | 0.2% | -0.0% | 0.3 | 4,426 | +0 | 1 | — |
| ☆DES funds › | WISDOMTREE TR | ADD | — | 0.2% | -0.0% | 0.3 | 9,648 | +68 | 1 | — |
| ☆SUSL funds › | ISHARES TR | ADD | — | 0.2% | +0.0% | 0.3 | 2,812 | +7 | 1 | — |
| ☆QQQ funds › | INVESCO QQQ TR | HOLD | — | 0.2% | +0.0% | 0.3 | 524 | +0 | 1 | — |
| ☆VGT funds › | VANGUARD WORLD FD | TRIM | — | 0.2% | +0.0% | 0.3 | 398 | -2 | 1 | — |
| ☆KKR funds › | KKR & CO INC | HOLD | — | 0.2% | +0.0% | 0.2 | 1,872 | +0 | 1 | — |
| ☆SCHM funds › | SCHWAB STRATEGIC TR | ADD | — | 0.1% | -0.0% | 0.2 | 8,150 | +27 | 1 | — |
| ☆VOE funds › | VANGUARD INDEX FDS | HOLD | — | 0.1% | -0.0% | 0.2 | 1,376 | +0 | 1 | — |
| ☆TSM funds › | TAIWAN SEMICONDUCTOR MFG LTD | NEW | — | 0.1% | +0.1% | 0.2 | 959 | +959 | 1 | — |
| ☆SCHX funds › | SCHWAB STRATEGIC TR | NEW | — | 0.1% | +0.1% | 0.2 | 8,876 | +8,876 | 1 | — |
| ☆GE funds › | GE AEROSPACE | NEW | — | 0.1% | +0.1% | 0.2 | 798 | +798 | 1 | — |
| ☆AXP funds › | AMERICAN EXPRESS CO | NEW | — | 0.1% | +0.1% | 0.2 | 637 | +637 | 1 | — |
| ☆XLK funds › | SELECT SECTOR SPDR TR | NEW | — | 0.1% | +0.1% | 0.2 | 791 | +791 | 1 | — |
| ☆VEA funds › | VANGUARD TAX-MANAGED FDS | EXIT | — | 0.0% | -0.3% | 0.0 | 0 | -7,958 | 0 | — |
Point-in-time history
| Period | AUM ($M) | Positions | Turnover | Top-10 wt | Herfindahl | Quality Q | Skill | Universe |
|---|---|---|---|---|---|---|---|---|
| 2025Q2 | 165 | 74 | 0.03 | 61% | 0.049 | 0.566 | — | entered |
| 2025Q1 | 150 | 68 | 0.00 | 62% | 0.050 | 0.000 | — | out |
Long US-equity 13F disclosures only · up to 45-day reporting lag · sells = reduce/avoid, not short.
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